Second Mortgage - John Harker

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About
Services
Resources
Rates

+1 (519) 755-0484

A debt registered against a property that is secured by a second charge on the property.

Trust from customers

We had checked with our bank for a mortgage and decided to see what other options were out there for our first house. Found John Harker online and so glad we did, very experienced and so easy to deal with. John sent us a first time Home buyers guide from Canada Mortgage & Housing that answered all questions. Our bank as we found out was quoting “Posted Rate” and John got us a much better interest rate and saved us thousands of dollars in interest charges over the first 5 years. We had heard that mortgage brokers charge a fee, John DID NOT CHARGE US and does not charge as a professional mortgage person. We would strongly recommend “Coach John” for all your mortgage needs. As it turned out John had coached some of our friends in Minor Hockey.

- Matt & Brittany Cartmel

Amazing!!! Tight timelines and changes, and still John got us a great rate, and exactly what we wanted in a mortgage. Amazingly friendly and professional – John, I cant thank you enough for all your hard work and making yourself available around our crazy schedules!

- Rebecca Belmore

John was awesome to work with, very knowledgeable and knows his mortgage products. We like the fact that John had over 20 years banking experience & 10 yrs as a mortgage broker. Would highly recommend John, especially for first time home buyers, got us a great rate and explained everything so we could understand.

- Summerlea Kurt

Working with John to buy our first home was a delight! He worked diligently to ensure that we received the best rate and a mortgage plan that worked best for us. He was always willing to take time to answer phone calls and emails when we had questions. Overall, we are really satisfied with the service we received.

- Katlynn MacDonald

As a real estate sales representative, I have happily referred clients to John over the past 13 years . He holds a high standard of ethics, professionalism and promptness with all of my clients that I have referred. John successfully completes all encounters with my clients in a personable yet professional manner. His dedication to a quality experience with each and every client, and his vast experience and knowledge he brings forth is attributed to his continued success. In short……my clients come away feeling secure and confident with John’s work and I can’t ask for a better result than that!

- Jill Plant

John Harker is extremely knowledgable when it comes to mortgages. He can answer any question you have. He’s approachable, trustworthy , honest, committed and makes even the first home buyers comfortable. We would recommend him to anyone seeking a mortgage.

- John H.

Working to getting a mortgage with John Harker was a great experience. As first time home buyers he worked with us thru correcting our credit and getting our downpayment together all while offering advice to do so that was on point. If you are in need of Broker then John is your guy!

- Scott Makkreel

We dealt with John what a great knowledgeable guy when it comes to mortgages. We are first time home buyers and John provided us with home buyer articles that really answered a lot of questions. Impressed with the fact he was a former Bank Manager and had extensive underwriting experience for 20 yrs. John has been a mortgage broker for 10 years. Great he is from Brantford, lives in Brantford and really knows the market here. John also is very community involved , he coached our son in hockey and has been around the game for almost 30 years. We would highly recommend you contact John to discuss all your mortgage needs.

- Cody McManus

In 2008 my husband and I were looking to purchase our first home and we were completely lost in what to we needed to do. Our real estate agent at the time recommended we get a mortgage broker and that John Harker is a personal friend of his and is the best in the business. John was great right from that first phone call. He made the experience much easier and he explained every step to us – plus he was able to get us the best rate available. When we sold our home to purchase our second home late 2013 we did not hesitate to contact John again. We would highly recommend him to anyone that is looking for the best in quality service! John is honest, professional, fast to respond to questions, easy to work with and he genuinely cares about you and that he gets you the best mortgage rates.

- Tamara Zummach

We are so happy with our decision to use John as our mortgage broker. He was very professional and made the process very easy. I wouldn’t hesitate to recommend John Harker to anyone.

- Peter Vander Zalm

John Harker, Agent

18 Heritage Road
Brantford, Ontario

+1 (519) 755-0484
jharker@rmabroker.ca

lic. #: M08002653

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Real Mortgage Associates, Inc.

Head Office
578 Upper James St
Hamilton, Ontario
L9C 2Y6

+1 (877) 677-7778

License #: 10464

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